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Six Top Benefits of Owning a Home -
The responsibilities that go with homeownership can be a pain,
but the financial and "feel good" rewards make it all
worthwhile.
Here Comes the 40 Year Mortgage
-
For years a niche
product found mostly on the west coast, it will become
mainstream this month.
Employment Strategies for 50-Somethings - Make your
maturity and experience work for you when on the hunt for a new
job.
Price Your Home at the Top, but Not Over the Top -
Pricing it lower than it should be is cheating yourself, but
going overboard can lead to no sale at all.
Reverse Mortgages: Retirement's On the House - Among the
faster growing products in the home finance industry today is a
mortgage that puts money into the pockets of borrowers -- and
they don't have to pay it back until after they move out.
Cutting Your Home Energy Costs - Cooling your home this
summer will be pricey, but a few changes can make a big
difference. And, many changes don't cost much in cash, or
comfort.
Home Buying 101 - Escrow? Jumbo loan? PMI? Before your
head is swimming with these house-buying terms, get a quick
vocabulary lesson in some real estate and mortgage terms.
The Truth About Buying Foreclosures - Everyone wants to
buy a foreclosure for a song. But they're not that easy to find
and there's no guarantee it's a good investment.
A New Way to Grow Your Money Tax Free - Proposed Roth
401(k) will offer significant benefits for savers.
How to Hire a Contractor - Remodeling or repairing your
home is not something you do every day. Here's how to be
selective when choosing a contractor.
Interest Only Mortgage Deja Vu - That last craze for
interest-only mortgages craze ended with a Depression-era wave
of foreclosures. The new variety of this loan is even riskier,
says Jack Guttentag, the Mortgage Professor.
Graduation Gifts that Make a Difference - You don't have
to get a present for every graduate who sends you an
announcement. But here are some gifts the class of '04 can use
post-diploma.
Good News, Bad News: Credit Card Minimum Payments Doubling
- Ballooning minimum monthly payment on credit card balances
could help you reduce debt faster or push you closer to
bankruptcy.
How to Choose a Summer Camp - Choosing a day camp or
sleepover camp for your child this summer? Consider these
priorities before you make your decision.
Get Rid of Your Junk
- Choose one of several methods to
sell your old belongings and make some money.
8 tips for House-Hunting on Vacation - Some say it's no
way to spend a vacation, but checking out the real estate market
in your favorite corner of paradise actually may be a smart way
to multitask.
Locking a Rate vs. Paying Discount Points
- Those
waiting for a house to be finished often spend thousands on long
rate locks, but there is an alternative: Pay that same money for
discount points.
Shop Wisely for a Real Estate Investment Club
-
You can learn a lot, both good and bad, so check them out
thoroughly.
6 Money Mistakes Even the Experts Make - Everybody
messes up. Smart people learn from the experience.
Breaking an ARM's Grip - Those who took out
adjustable-rate mortgages (ARMs) when rates were at record lows
are now looking for ways out.
Adding Up Deductible Sales Tax
- The new sales tax deduction gives many filers another chance at cutting their
federal bills. Our expert looks at how the law applies to some
specialty sales taxes.
8 Calls to Make if Your Identity is Stolen - A
step-by-step guide to clearing your good name.
14 Ways to Avoid Identity Theft - Former thief Frank Abagnale offers some suggestions to protect your credit.
Quiz: Do You Protect Your Identity? - Check to see if
you're protecting yourself from identity thieves. |
